Let your bank use frontier AI while customer data stays in the country

Protecto runs inside your bank, finds customer data headed to AI and applies your policy: models get tokens, approved roles see real values, every release is logged.

Animated example. A relationship manager asks the bank's AI assistant to summarize a loan file that contains a customer's Arabic name and IBAN. Protecto detects both values, replaces them with tokens, and sends only tokens to the AI model outside the country. The model answers in tokens. Protecto restores the real values for the relationship manager and logs the release. For a contact center agent, the IBAN stays partly hidden.

Trusted by regulated enterprises & agentic platforms
Inovalon
Automation Anywhere
Citrix
Bank Of Muscat Logo
Dell
Case study result

Bank Muscat, Arabic and English data

99%

Recall on sensitive data, incl. Arabic

96%

Precision, so little is over-masked

85%

Semantic accuracy retained

4 weeks

To a working proof of concept

Why bank AI projects stall at the data residency review

A bank in the Gulf wants its relationship managers to use an assistant built on a frontier model, such as Gemini, GPT or Claude. The model runs in a data center outside the country. Every request would carry customer names, account numbers and payment history.

The bank’s regulator expects customer data to stay at home, so the project sits in review. This is the data residency problem: the best AI is somewhere the data is not allowed to go.

Host a smaller model in-country.

The data stays home, but answers get weaker, and your team pays to run and tune the model.

Keep AI away from customer data.

The regulator is satisfied. Your teams fall behind banks that ship AI on the work that matters.

Rely on DLP and redaction alone.

DLP still guards email, endpoints and file transfers, but it was not built to follow data into prompts, retrieval and agent tools. Redaction turns a loan file into “[REDACTED] missed a payment on [REDACTED]”, and the model has to guess.

One checkpoint inside your bank, in front of every AI model

Protecto runs in your private cloud or data center. Data passes through Protecto before it reaches a model, a search index or a tool.

Real timeProtects model input, retrieval, logs, tool calls and agent memory as data moves, not just stored files.
Architecture: bank data passes through Protecto inside the bank's private cloud or data center. Protecto sends tokens to an in-country model, the search index and, optionally, frontier models outside the country, releases real values to bank tools and relationship managers only by policy, and logs every decision.Your bank · private cloud or data centerOutside the country · optionalBank dataCore banking and CRMAccounts, customersLoan and KYC filesApplications, IDsCalls and chatsArabic and EnglishStaff AI assistantQuestions from teamsARENArabic, English and mixed text,more languages on requestProtectoRuns inside your bank1DetectNames, IBANs, IDs, card numbers2TokenizeConsistent, format-preserving3Apply policyA rule for each recipient4LogEvery mask and every releaseToken mappings and keys stay with youAudit logWhich AI received which customer data.Evidence for auditors and regulators.In-country modelTokensSearch index (RAG)TokensAgents and bank toolsReal IBAN, loggedRelationship managerUnmask by roleTokens onlyFrontier modelsAny providerGoogleOpenAIAnthropicSees tokens onlyAnswers come back with tokens.Protecto restores real values only forthe people and tools your policy names.Fatima A.[PERSON_7a1]SA44 …1234[IBAN_c42]SA44 …1234[PERSON_7a1]Architecture: bank data passes through Protecto inside the bank's private cloud or data center. Protecto sends tokens to an in-country model, the search index and, optionally, frontier models outside the country, releases real values to bank tools and relationship managers only by policy, and logs every decision.Your bankPrivate cloud or data centerCore banking,CRMLoan and KYCfilesCalls andchatsStaffassistantARENand mixed textProtecto1DetectNames, IBANs, IDs, card numbers2TokenizeConsistent, format-preserving3Apply policyA rule for each recipient4LogEvery mask and every releaseIn-country modelTokensSearch indexTokensBank toolsReal IBAN, loggedRelationship mgrUnmask by roleAudit logWhich AI received which data,for auditors and your regulator.Tokens onlyOutside the country · optionalFrontier models abroadGoogleOpenAIAnthropicOptional. Sees tokens only. Answers come backwith tokens, and Protecto restores real values.
Real valuesTokensAnswers coming back

On-premises · Private cloud · Air-gapped · SaaS. When Protecto runs in your environment, token mappings, keys and logs stay on your servers.

How Bank Muscat got to a working proof in four weeks

Bank Muscat wanted Gemini for its teams. Its regulator said customer data stays in the country. Its records mixed Arabic and English, with transliterated names and Arabic numerals, which is hard for pattern-based tools.

Protecto ran inside the bank’s private cloud, found the sensitive values in both languages and sent the model tokens only. The proof of concept was working in four weeks.

Protection your AI can still reason over

Blunt redaction breaks the answer. Protecto swaps sensitive values for tokens that keep the data’s shape, and controls who sees the real ones.

01

Consistent tokens

The same customer gets the same token in every message and document, so the model can follow one account through a loan file.

02

Format kept

A tokenized IBAN still looks like an IBAN and a date stays a date, so downstream checks and tools keep working.

03

Arabic, English and mixed text

Detection is officially tested in seven languages, including Arabic and English, and handles transliterated names and Arabic numerals.

04

Real values back by policy

Controlled unmasking returns real values only to the roles your policy names, and logs each release.

Where banks put Protecto first

Relationship manager assistants

Summarize a client’s file, draft a follow-up and prepare a meeting. Data: names, account and loan details, notes.

Customer service chat and email

Draft replies to complaints and requests in Arabic or English. Data: names, phone numbers, card and account numbers.

Credit and loan review

Summarize applications and supporting documents for an analyst. Data: national IDs, income, payment history.

Policy and procedure search

Let staff ask questions over internal documents through a search index that holds only tokens. Data: customer details inside those files.

Security & compliance

Built for regulated data at enterprise scale.

Protecto combines data protection, audit logs, and ready-to-use policies for regulated data, whether deployed as SaaS, on-prem, in a private cloud, or air-gapped.

SOC 2 Type II

Audited controls

ISO 27001

Certified ISMS

HIPAA

BAA available

GDPR

EU data ready

DPDP

India privacy law

CCPA / CPRA

US privacy
Independently verified to outperform AWS Comprehend and Microsoft Presidio · audit logs on every scan, mask, and unmask.

Questions banks ask before AI touches customer data

Do tokens still count as personal data under our regulator's rules?

Possibly. Tokenization is pseudonymization, not anonymization: while the mapping exists, a token can be linked back to a person. Whether sending tokens abroad counts as a transfer is a question for your counsel and regulator. Protecto gives you the control: you decide which recipients get tokens, which get real values, and which get nothing.

When Protecto runs in your environment (on-premises, private cloud or air-gapped), detection, token mappings, keys and logs stay on your servers. External models only receive tokens.

Keep your DLP. It still guards email, endpoints and file transfers. Protecto covers the AI path that DLP was not built for: data going to models, search indexes, agents and tools. It finds sensitive values in free text, including Arabic, and applies your policy for each recipient instead of blocking the request.

Your policy, where Protecto runs, where token mappings and keys are kept, and a log of which AI received which customer data and who saw real values. When Protecto runs in your environment, those logs stay on your servers.

Protecto is model agnostic. Use models from OpenAI, Anthropic or Google, or a model you host in-country, behind the same policy.

Yes. Detection is officially tested in seven languages: English, German, French, Spanish, Dutch, Arabic and Japanese. In the Bank Muscat case study, on mixed Arabic and English data, Protecto reached 99% recall and 96% precision.

Consistent, format-preserving tokens keep the structure the model needs. Bank Muscat retained 85% semantic accuracy after masking.

Bank Muscat had a working proof of concept in four weeks. Bring a sample of your own data and we will scope yours on the first call.

This page is general information, not legal advice.

Bring one AI project your regulator blocked. We will show you what leaves the bank.

Share a sample of customer text in Arabic, English or both. We will run it through Protecto and walk you through what each model and tool would receive.

Bank Muscat case study cover: Preserving data sovereignty for Gemini AI
Case study

How Bank Muscat kept customer data in the bank while adopting Gemini

Bank Muscat wanted employees to use Gemini on everyday banking work. See how Protecto kept customer and financial data inside the bank. 4 pages.

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A path-by-path map of what may leave the Kingdom, and on what footing.

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Identify the applicable privacy regime and protect data across AI workflows.

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Identify the applicable privacy regime and protect data across AI workflows.

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Oman PDPL for Enterprise AI and Agents

Preserve useful AI context while addressing permissions, sensitive data, and overseas access.

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